Line Of Credit Loans

Successful Money Management – servicing the Geelong finance market for over 10 years. Line of credit loans are a variable rate product with a predetermined limit. With most lenders, a line of credit investment loan or home loan will remain within the designated limit, there are no set repayments. It is usually recommended that you pay [...]

Investment Loan – Interest Only Home Loans

Successful Money Management – servicing the Geelong finance market for 10 successful years. Interest only home loans only require the interest to be paid each month (usually on the last business day of the month). This particular investment loan is very popular when investing in property. After an initial interest only period (usually 5 years), the loan [...]

Investment Loans – Principle and Interest

Successful Money Management – for 10 years happily servicing the Geelong finance market. Most variable rate home loans are also available for investment purposes. Minimum repayments need to be met each month and are set for an agreed term which is now usually 30 years. Extra repayments can be made and then redrawn at a [...]

Basic Variable Interest Rate Loans

Successful Money Management – servicing the Geelong finance market for over 10 years. Basic variable loans are loans with lower interest rates, but with fewer features than a standard variable loan. The interest rate can rise or fall over the term of the loan. These loans are typically “no frills” products although there are more [...]

Investment Property Loans

Successful Money Management – servicing the Geelong finance market for over 10 years. Always Before Considering Any Investment… As with any particular investment, you should always seek advice from your accountant given your individual circumstances.  Having a thorough understanding of your individual financial circumstances will help you should you be considering any particular type of [...]

Reverse Mortgages

Successful Money Management – helping the Geelong finance market for over 10 years. What Is A Reverse Mortgages? Reverse mortgages are designed to allow retired home owners or the elderly access to the equity in their existing home to assist them with everyday living expenses without the drastic step of having to sell their homes. [...]

Construction Loans

Successful Money Management – servicing the Geelong finance market for over 10 years. Construction Loans Construction loans are in essence a version of a standard home loan where the funds borrowed are released instages as the different phases of your land purchase and house construction unfold. Of course taking into account your personal situation, the [...]

Bridging Loans

Successful Money Management – servicing the Geelong finance market for over 10 years. Bridging Loans           Bridging Loans or Bridging Finance is typically used when the settlement upon sale of an existing home doesn’t consort to the settlement of the new property.   Therefore the finance gap between the purchase of a new property and the sale [...]

Low Doc Home Loan

Successful Money Management – servicing the Geelong finance market for over 10 years. Low Doc Loans or No Doc Loans Low Doc Loans, short for low document, and No Doc Loans are exactly as their titles suggest. If you are applying for these particular types of loans you generally require very little or no income documentation to [...]

Home Equity Line Of Credit Loan

Successful Money Management – servicing the Geelong finance market for over 10 years. Home Equity Line of Credit Loan A home equity line of credit loan or Equity Loan or Line of Credit is the difference between what you owe and what your home or property is worth. A Home Equity Line of Credit  Loan let [...]

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