Basic Variable Interest Rate Loans

Successful Money Management – servicing the Geelong finance market for over 10 years.
Basic variable loans are loans with lower interest rates, but with fewer features than a standard variable loan. The interest rate can rise or fall over the term of the loan. These loans are typically “no frills” products although there are more features [...]

Reverse Mortgages

Successful Money Management – helping the Geelong finance market for over 10 years.

What Is A Reverse Mortgages?
Reverse mortgages are designed to allow retired home owners or the elderly access to the equity in their existing home to assist them with everyday living expenses without the drastic step of having to sell their homes.
The requirements for [...]

Construction Loans

Successful Money Management – servicing the Geelong finance market for over 10 years.

Construction Loans
Construction loans are in essence a version of a standard home loan where the funds borrowed are released instages as the different phases of your land purchase and house construction unfold. Of course taking into account your personal situation, the borrowing options [...]

Bridging Loans

Successful Money Management – servicing the Geelong finance market for over 10 years.
Bridging Loans          

Bridging Loans or Bridging Finance is typically used when the settlement upon sale of an existing home doesn’t consort to the settlement of the new property.   Therefore the finance gap between the purchase of a new property and the sale [...]

Low Doc Home Loan

Successful Money Management – servicing the Geelong finance market for over 10 years.
Low Doc Loans or No Doc Loans

Low Doc Loans, short for low document, and No Doc Loans are exactly as their titles suggest. If you are applying for these particular types of loans you generally require very little or no income documentation to get approval. [...]

Home Equity Line Of Credit Loan

Successful Money Management – servicing the Geelong finance market for over 10 years.
Home Equity Line of Credit Loan

A home equity line of credit loan or Equity Loan or Line of Credit is the difference between what you owe and what your home or property is worth. A Home Equity Line of Credit  Loan let [...]

Honeymoon Interest Rate Home Loans

Successful Money Management – servicing the Geelong finance market for over 10 years.
Honeymoon Interest Rate Home Loans
Introductory or the more commonly coined phrase “Honeymoon” interest rate home loan rates are generally as much as one percent lower than the current advertised standard home loan interest rate.  This interest rate can be either fixed, capped or variable and generally [...]

Combination Fixed and Variable Interest Rate Loans

Successful Money Management – servicing the Geelong finance market for over 10 years.

Split Home Loans – Combination of Fixed and Variable Interest Rate Loans
Split home loans or combination loans allow borrowers to have part of their home loan as a variable rate loan and the other part as a fixed-rate loan. The overall loan amount is considered [...]

Fixed Rate Home Loans

Successful Money Management – servicing the Geelong finance market for over 10 years.
Fixed Rate Home Loans 

Fixed home loan rates are where the borrower’s interest rate and principal and interest repayments are fixed for a set period, usually from one to 10 years, and sometimes longer. Fixed home loan rates revert to the standard variable [...]

Variable Interest Rate Loans

Successful Money Management – servicing the Geelong finance market for over 10 years.

Variable Interest Rate Loans
Variable Interest Rate Loans are the most popular home loan type in Australia. The interest rate on this loan moves up and down in line with official interest rate fluctuations. This means the interest rate may go up or down [...]

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